- Get A
- UK Holiday Home
- European Holiday
- Holiday Home
- Holiday Home
- Renew Your
- Professional, knowledgeable and Friendly Service.
- Underwritten at Lloyd's of London giving you full peace of mind.
- Specialist Holiday Home Insurance Claims handlers.
- 14 day money back Guarantee
- Loss of rent and alternative accommodation as included.
- Emergency travel cover.
- Contents Insurance New for Old.
- £5,000,0000 Liability Insurance cover as standard.
- Liability Cover for Domestic Staff.
- 95% of clients renew with us each Year.
- Optional accidental damage cover for Buildings and Contents.
- Optional accidental damage cover caused by holiday tenants.
- Plain English Wording
- Claims handled in the UK
- Flexible Cover
- No Claims discount
Due to the economic climate over the past decade, property prices have been falling all across Europe. It's no wonder that people are snapping up great deals on holiday homes abroad. However good the deal may be though, it's still a huge financial investment to put down, a financial investment that needs protecting. That's where Insurance for Holiday Homes comes in. With policies to cover holiday homes in the UK, Ireland, France, Spain, Portugal, Italy, Greece, Cyprus and Malta at competitive prices, you need not look any further to find peace of mind.
Why People Use us.
- No Automated Menus, No Call Centres - A friendly advisor will pick up the phone.
- Comprehensive policy at an affordable price.
- Established Underwriters who understand what level of cover you need.
- No strenuous requirements - our conditions are reasonable.
With over 10 years of experience insuring holiday homes in the UK and abroad, Insurance for Holiday Homes and our underwriters a Lloyd's of London have been constantly adapting and evolving our policy to offer the cover holiday home owners need and nothing less. It is also our belief that you shouldn't pay for cover you don't need, so all of our customers have some flexibility when it comes to their level of cover.
This means that if you own a popular villa that you let out all year round, we can offer a comprehensive buildings and contents policy that includes accidental damage, theft by tenants and legal expenses cover. However on the reverse of that if you just own a small getaway holiday apartment and pay a service charge for the buildings insurance already, we can simply insure just your contents and your fixtures & fittings as required. If we are unable to meet your requirements though, we will endeavour to offer any advice we can.
When insuring with Insurance for Holiday Homes you now also have the option to include Legal Expenses cover. For just £17.50, your property in the UK or abroad can be covered for up to £50,000 of legal expenses, as well as access to an EU Law legal advice help line.
Cover yourself too!
Do rest assured that we cover public liability cover as standard for buildings & contents insurance and it can be included as an extra for contents insurance if required. This is one of the most important things to have insured as a holiday home owner, especially if you’re letting. This is so that you have cover if anyone on your property becomes injured and tries to seek compensation from you, or if perhaps you have water damage or a fire that spreads to another property that you’re ultimately responsible for.
Don’t fall into the trap of insuring your holiday home with a regular main residence insurer!
Main home insurance policies will often not offer adequate cover for properties left unoccupied for weeks or months, adding in unreasonable caveats such as making sure someone stays in the property every week! Always go with a specialist as you know that the policy is geared towards what you need it for and not just an adapted main residence policy.
Lloyd’s of London is one of, if not the most, established insurance markets worldwide. As you would expect, our underwriters have high standards, not only when it comes to their policies, but also when selecting their claims handlers (also based in the UK). As a cover holder we also have to uphold those high standards, which resonate from our personal and professional service, from your first quotation to your final renewal. Not only do you get high standards of service but you are protected by the FSCS (financial services compensation scheme) in case of extreme circumstances where we are unable to pay your claim.
No quibble refund within the first 14 days
Everyone’s requirements are different. If somehow you find that our policy doesn’t meet your own after we have put you on cover, you are entitled to a full refund within 14 days of the inception of the policy without any arguments – although of course we are always looking for ways to improve and so feedback is always appreciated.
The human touch
After taking the time to listen to our customers we do hear a common gripe about insurance is the formal jargon that can become overwhelming when you’re just trying to work out just what is and what isn’t covered. Our advisors try to speak to you in plain English, however you may every now and then pick up a term that you haven’t come across before – visit our page, Jargon explained, if you need to look something up.
Competitive pricing for a comprehensive policy is what brought over 10,000 clients to us; however our high level of customer service and our equal attitude towards customers, whether new or existing, is what keeps them renewing year after year.