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For those wishing to buy a holiday home or potential retirement property, France offers a tremendous opportunity. France conjures up so many romantic notions of traditional French farmhouses with the local vineyards producing quality wines and the laid-back atmosphere and way of life that many British would aspire to. lt is also a country with many ski resorts being a regular getaway for those who fancy a more thrilling time, as well as the Mediterranean coastline and glamour of southern France for the sun worshipers, who can fly to Nice and be within an hour of the beach.
There is no doubt that buying a property in France has been very popular, for as well as the lifestyle or the climate providing the incentive, it could also be good financial sense. Prices for properties can be up to 50% lower in France than that of the UK and according to research from some financial experts the cost of living can also be 30% lower than the UK as well as having lower income tax.
For many the desire to buy a holiday home in France proves hard to resist. Whether you have the holiday home purely for your own use which may mean leaving the property for long periods between visits or let for holiday use to cover some of the outgoings, it can be insured, and our clients take advantage of our flexible policy that covers both options.
Our clients are able to enjoy their holiday homes safe in the knowledge that we are able to offer them cover without the requirement of having to stay at the property within a specified certain timescale. Providing the property can, on your behalf, be checked internally at least once every thirty days you would be compliant with our main demand during the unoccupied periods. This requirement makes every sense not only from an insurer’s point of view but very importantly as far as the owner is concerned.
Those owning a holiday home in France can also let their property for holiday use safe in the knowledge they have Public Liability Cover included within their policy. This will protect them should guests or tenants staying at the property have an - unfortunate accident or injury and seek recompense from the holiday home owner. France has much to offer the property owner. The best option regards the insurance is to take a specialist cover that will cater for your individual needs. We can offer cover be it a ski chalet in the Alps, an apartment in Paris or a villa in Cannes.
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