Holiday Home Insurance Specialist for Second Homes in Southern Cyprus, France, Spain, Greece, Ireland, Italy, Malta, Portugal and the United Kingdom...
"Insurance for holiday homes", as our name suggests, means we specialise in arranging second home insurance and holiday home insurance. We currently offer holiday home property insurance for holiday homes in United Kingdom and overseas property in France, Spain, Portugal, Greece, Greek Islands, Cyprus, Malta and Ireland.
The insurance policy we offer is tailored to meet unique needs of a holiday homeowner, regardless of whether the property is used by yourself, family and friends or let for holiday use.
Holiday homes and second homes tend to be perceived as a greater risk to standard household insurers so they will generally shy away from insuring them. However, "Insurance for holiday homes" and our underwriters do not believe a holiday home or second home should be regarded as such a greater risk providing some simple measures are put into place.
Unfortunately, as the market for general home insurance is geared towards the high numbers of main residence insurance policies needed by the majority, many individuals are sold an insurance policy that simply does not cater for the comprehensive and unique requirements an insurance policy for a holiday home should offer.
If you require a quotation for your UK holiday home or European holiday home, you can be reassured that we offer you the best level of insurance cover we have available and understand your precise insurance requirements. We will always try to meet your insurance needs. However if we for whatever reason we are unable to meet your requirements, we will always try offer as much advice as we can through our many years of experience.
We believe your Holiday Home insurance should be as comprehensive as any other insurance. We have included reasonable conditions and added flexibility to ensure your requirements are met. Here are a few points you should consider when deciding the what insurance you need:
- Your Holiday home insurance policy needs to offer Legal Liability to public.
- The Insurance policy wording should be Plain English – No Language Barriers for Overseas Holiday homeowners.
- Your Holiday home insurance needs to offer a first class claims service, which is based in the UK.
- You should not have any restrictions on how long the holiday home or second home can be left unoccupied.
- Holiday home insurance should offer you protection against injury to your domestic staff employed at the holiday home.
- Loss of rent and alternative accommodation should be included as standard.
- You should have emergency travel cover.
- Your Holiday home buildings insurance should be comprehensive and also cover outbuildings, Swimming pools, and Tennis courts etc.
- Your Holiday home Contents should cover you on a new for basis.
- You need the option to include accidental damage cover.
- You need the option to include accidental damage to be covered if caused by holiday tenants.
Quite simply there are many things you need to consider, however "Insurance for holiday homes" believe we have had many years experience in designing a holiday home insurance policy that includes all of the levels of cover you will require, whilst giving you the flexibility to tailor the insurance policy to meet your own specific requirements.
The holiday home policy has the security of being underwritten at Lloyd's of London, one of the world's largest and most established insurers. Our underwriters work very closely with us to ensure the highest standards are met. Ultimately the true value of any insurance is only ever appreciated when a claim is made and the process that follows.
"Insurance for holiday homes" are always striving to offer the best possible service to our clients and believe this is reflected in the high percentage of holiday home owners who continue to renew their policy with us. We fully value our clients and appreciate the importance of the customer service that we provide.
We recognize that although competitive premiums are of paramount importance, it is equally important your holiday home insurance should have a comprehensive level of cover and a unique understanding of the specific requirements of a holiday or second home.
"Insurance for holiday homes" offer a full no quibble refund within the first 15 days from the inception of the policy, should you find the holiday home insurance policy fails to meet with your requirements.
Holiday Home Insurance - Insurance cover for holiday homes in Spain, Cyprus, France, Greece, Ireland, Italy, Malta & Portugal.
Simple, Secure, Satisfactory!
ALL POLICIES UNDERWRITTEN AT LLOYD'S
PLAIN ENGLISH WORDING
CLAIMS
HANDLED IN THE UK
FLEXIBLE COVER SO YOU PAY FOR WHAT YOU NEED
NO CLAIM DISCOUNT
Customer Guarantee
This Website contains an abridged statement of cover and conditions of the policy. These are fully defined in the policy document. Insurance for Homes Abroad is so confident that you will be satisfied with your special policy that if, when you receive your policy documents, you are not completely satisfied, we will refund your money in full (on condition that you have no claim made or pending under this policy). All you have to do is reject the policy in writing, enclosing all documents, within 15 days to Insurance for Homes Abroad, please state your reason for rejection.