Specialist holiday home insurance for property in the UK, France, Spain, Portugal and Italy. Second home property insurance.
Holiday Home Insurance - Home Page (Specialist Holiday Home Insurance Underwritten at Lloyds, Syndicate No. 4444)
Many people buying a holiday home or second home in the UK or in Europe are offered holiday home insurance cover by an insurer/broker, their
foreign agent or notary. Of course it is too easy to say "Yes", but the cover offered may not be suitable due to the special insurance requirements needed for a holiday or second home.
With the inherent risks of owning a holiday home in the UK or abroad being substantially greater than your main residence, there is a real need for an insurance policy written in
plain English, paying particular attention to the special requirements for holiday homes and second homes and providing a wide band of cover. Holiday Home Insurance is designed to precisely match
that need.
Insurance for Holiday Homes UK Property & French, Spanish & Portuguese Properties
The policy, which is underwritten at Lloyds, offers Buildings and Contents cover but is flexible so that owners do not end up paying for what they do not need - not every property has a swimming
pool. Certain features are considered to be of vital importance, and therefore cover for loss of use, legal liability for domestic staff, public liability and accidental damage to domestic supplies
are included as standard. A further helpful addition ensures that all local taxes on overseas properties are included within the premium.
The true value of any insurance is however only fully appreciated when a claim is made. Policyholders of Insurance for Holiday Homes who own a property overseas will be spared the
difficulties of discussing their claim with a foreign agent via a continental telephone call, and will be able to speak direct to experienced English staff who will provide every assistance and be
fully responsible for liaising with the overseas loss adjusters.
holiday home insurance for a second home or holiday home in the UK
Although low premium rates are of paramount importance, the insurance cover should be simple to understand, offer a high level of security and in the event of a claim a
satisfactory result.
Overseas home insurance for French, Spanish, Italian and Portuguese Property
You can request a quote direct from this website.