Protect your home away from home
Holiday Homes are rarely fully occupied and sometimes rented out. Many insurance companies cannot cover them, or apply extra terms and conditions.
If you own a second home, it pays to get professional advice to ensure you get the right cover.
Why it's important to insure your second home
Holiday home insurance should cover all the risks of a main home insurance policy, but it will also include cover for longer periods of unoccupancy or when the home is let to family, friends or other tenants. This includes damage or theft by guests and replacement locks if the keys are lost, public liability cover if guests are injured while staying at the holiday home and employer’s liability for cleaners, gardeners,maintenance staff etc. Emergency travel to the property is covered and loss of rent if the property is uninhabitable.
Inadequate holiday home cover could leave you with a costly bill.
What to consider when insuring your holiday or overseas property:
- each country has its own laws and regulations as well as different insurance policies
- there is the language problems in understanding a complex insurance document written in a foreign language
- are you confident that you would be able to navigate your way through the process of making a claim
We advise and assist you on making sure you buy a policy suitable to your needs. With over 10 years of experience in the holiday home insurance market and you can deal directly with our team in Bristol – it’s a relationship with someone you can trust.